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Key financial figures

Million RON          2013   2014   2015
Clients portfolio     886   1250   1563
Loan production       634
                             837    950
Net interest income  28.7
Risk                  -1.8     38     44
OPEX                 -12.7   -2.5     -5
Gross profit         14.2     -16  -18.4
Net profit                  19.5   20.6
                        12  16.5   17.3
ROE
                      13%   16%     15%
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